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Investor's Business Daily
Terry Jones, Editor
"The system's (healthcare) basic problem – what makes it more costly than it should be, and what makes insurance unaffordable for many individual employers – is its disconnect between health care choices and costs. Except for the small share of costs paid out–of–pocket, most people don't pay directly for their care. So they suffer little penalty for wasting money on unneeded care, and they get little reward for making economically sensible choices.
Health savings accounts, which reward frugal choices through tax–free savings, are a step in the right direction. What's really needed is a consumer–driven, truly national market in health insurance, with ample choices among plans and true competition among insurers to give patients (your employees) the best services for the least cost."
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For more information on HRLogistix, its various HR benefits and support services call:
Bill Rosenbaum,
Beth Sprenger or
Kathleen Klosterhoff
800.337.6219
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HRLogistix™
Managing healthcare costs has virtually nothing to do with the illusion imposed on us by the insurance industry's perennial spreadsheet reviews (as the only supposed way to save on premiums)...or worrying about how badly you are going to get ripped off yet again in the coming year. Rather, it hinges on getting past this "smoke and mirrors" deception and getting control over your healthcare plan by actually changing human behavior...changing the way your employees utilize that plan.
Unfortunately, most employees do not see any connection between the money being taken out of their check each month and the amount they are spending on healthcare costs. This is where HRLogistix comes in.
Our Transfomation Process
HRLogistix will show you how to:
- Better effect the behavior of your employee base.
- Use our proprietary plan design and educational process to affect change.
- Motivate employees to make better choices over the use of your plan.
We do this (in part) by putting money back in your employees' pockets at the end of the year, through the proper use of the plan, and the result is money back in your pocket too. Our company has successfully moved 85% of employees to a higher deductible plan.
Find Out More About How HRLogistix Makes the Connection!
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This Really Does Work.
But how does it work?
HRLogistix uses a series of ongoing, proprietary systems.
- HRLogistix' breakthrough training program increases employees' sensitivity to the use of your major medical plan.
- This training increases awareness of the use of "their own money" and our delivery of the right choice of plans.
- We set up your pre–tax and post–tax cash management accounts for each employee.
- We then teach your employees how to use the tools we provide to better control the use of 'their' plan.
This process has the potential, with your employees helping to control your costs, to put money back in employees' own bank accounts at the end of the year.
What else do we do to help minimize costs?
- We regularly communicate with your employees to help them best utilize your plan.
- We stay involved to help your employees get reimbursed more quickly.
- We intercede on behalf of employees when claim issues and problems arise.
- We collect and manage claim information that can assist in the annual negotiation process with insurance carriers.
If you are ready to learn more about this unique offer, pick up the phone and call HRLogistix today at 800.337.6219.
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